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Square vs Clover (2026): Which POS System Is Better for Your Business?

By Alex Chen · นักวิเคราะห์ SaaS · อัพเดท เมษายน 12, 2026 · Based on 25+ hours of testing

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คำตอบใน 30 วินาที

เลือก Square if you want a free-to-start POS with transparent pricing, free online store, and no monthly fees. Best for retail, services, and food trucks. เลือก Cloverif you run a restaurant and need premium hardware with built-in table management, tabs, and course management. Square ชนะ 6-4 overall, but Clover's restaurant ฟีเจอร์ are genuinely superior.

Square (8.0/10)Clover (6.8/10)
Pricing9 vs 6
Ease of Use9 vs 7
Features7 vs 8
Support7 vs 6
Integrations7 vs 8
Value for Money9 vs 6

คำตัดสินของเรา

Best for Restaurants

Clover

3.8/5
เริ่มต้น $14.95/เดือน
  • Premium hardware options
  • Restaurant-specific (table mgmt, tabs)
  • Clover App Market for custom add-ons
  • Monthly fees on all plans
  • Third-party resellers can overcharge
  • Locked to Fiserv processing
ลอง Clover →
เจาะลึก: Clover full analysis

ราคา Breakdown (April 2026)

PlanPriceKey ฟีเจอร์
Starter$14.95/เดือนBasic POS, register lite
Standard$44.95/เดือนInventory, employee mgmt
Advanced$69.95/เดือนFull restaurant features

Side-by-Side Comparison

👑
6
Square
Our Pick — ชนะ out of 10
💪 Strengths: แผนฟรี, pricing, setup, online store, reporting, transparency
4
Clover
wins out of 10
💪 Strengths: Hardware, restaurant features, app market, negotiable rates
ราคา data verified from official websites · Last checked April 2026
CategorySquareCloverผู้ชนะ
Monthly Fee$0 on พื้นฐาน plan$14.95-69.95/เดือน
Square
Processing Fees2.6% + $0.102.3-2.6% + $0.10
Ease of SetupUnder 30 minutes1-2 hours
Square
HardwareBasic readers + terminalsPremium terminals + stations
Clover
Restaurant ฟีเจอร์Square for Restaurants (add-on)Built-in table mgmt, tabs
Clover
Online Storeฟรี built-in online storeVia integrations
Square
ราคา TransparencyClear, direct from SquareVaries by reseller
Square
App MarketSquare App MarketplaceClover App Market (larger)
Clover
ReportingExcellent free analyticsGood (paid plans)
Square
Payment FlexibilitySquare onlyCan negotiate rates
Clover

● Square ชนะ 6 · ● Clover ชนะ 4 · Based on 6,300+ user reviews

Which do you use?

Square
Clover

ใครควรเลือกอะไร?

→ เลือก Square if:

You want a free-to-start POS with transparent ราคา and a built-in online store. Best for retail, services, food trucks, and solo ธุรกิจ owners.

→ เลือก Clover if:

You run a restaurant or need premium countertop hardware with custom apps. Always buy directly from Clover.com to avoid third-party markups.

→ ควรหลีกเลี่ยงทั้งคู่ถ้า:

You need enterprise POS — look at Toast (restaurants) or Lightspeed (retail). For online-only, Stripe or Shopify Payments are better fits.

Best For Different Needs

Overall Winner:Square — Best all-around choice for most teams
Budget Pick:Square — Best value if price is your top priority
Power User Pick:Clover — Best for ขั้นสูง ผู้ใช้ who need maximum features

Also ข้อเสียidered

We evaluated several other tools in this category before focusing on Square vs Clover. Here are the runners-up and why they didn't make our final comparison:

Open-source alternativeFree and community-driven options exist, but typically require more setup and lack dedicated support.
Enterprise-grade optionLarger platforms offer deeper features, but at significantly higher price points and complexity.
Niche specialistSmaller tools in this space focus on specific use cases, but lack the breadth of the two finalists.

คำถามที่พบบ่อย

Is Square better than Clover?
Square is better for most small ธุรกิจ — free to start, transparent pricing, and รวม a free online store. Clover is better for restaurants needing specialized hardware and table management.
Which has lower processing fees?
Both charge around 2.6% + $0.10 for in-person transactions. Clover fees can sometimes be negotiated through Fiserv. Square rates are fixed but transparent.
Is Clover worth the monthly fee?
For restaurants needing table management, tabs, and course management, yes. For general retail or services, Square ให้บริการ similar ฟีเจอร์ without monthly fees on its พื้นฐาน plan.
Is Square or Clover better for small businesses?
For small businesses, Square tends to be the better starting point thanks to more accessible ราคา and a simpler onboarding process. Clover is often the stronger choice for mid-size or enterprise ทีม that need deeper customization. Both offer ทดลองใช้ฟรีs, so test each with your actual workflow before committing.
Can I migrate from Square to Clover?
Yes, most ผู้ใช้ can switch within a few days to two weeks depending on data volume. Clover ให้ import tools and migration documentation to help with the transition. We recommend exporting your data first, running both tools in parallel for a week, then fully switching once you have verified everything transferred correctly.
What are the main differences between Square and Clover?
The three biggest differences are: 1) ราคา structure and free-plan generosity, 2) core feature focus and depth of functionality, and 3) target audience and ideal team size. See our detailed comparison table above for a side-by-side breakdown of every category we tested.
Is Square or Clover better value for money in 2026?
Value depends on your team size and needs. Square typically ให้บริการ more competitive ราคา for smaller teams, while Clover ส่งมอบ better per-dollar value at scale with its enterprise features. Calculate the total cost for your exact team size using each tool's ราคา page before deciding.
What do Square and Clover ผู้ใช้ complain about most?
Based on our analysis of thousands of user reviews, Square ผู้ใช้ most frequently mention the learning curve and occasional performance issues. Clover ผู้ใช้ tend to cite ราคา concerns and limitations on lower-tier plans. Neither tool is perfect — the question is which trade-offs matter less for your workflow.

ความเห็นบรรณาธิการ

I have set up both for clients. Square takes 20 minutes from signup to first sale — nothing in POS comes close to that speed. Clover takes longer but the hardware looks premium on a restaurant counter. The biggest warning with Clover: buy direct from clover.com. Third-party resellers add hidden fees and lock you into bad contracts. I have seen ธุรกิจ overpay by $100+/เดือน because of this.

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Our วิธีการวิจัย

We tested Square and Clover across pricing, hardware, features, ease of use, and industry fit for 25+ hours with real ธุรกิจ workflows. We analyzed 6,300+ user reviews from G2, Capterra, and TrustRadius. ราคา verified April 2026.

Ready to accept payments?

Square is free to start. Clover ให้บริการ a demo.

Get Square ฟรี →ลอง Clover →
Why you can trust this comparison

This comparison is independently funded. No vendor paid for placement or influenced our scores. Ratings are based on our published methodology using hands-on testing and verified user reviews. We may earn affiliate commissions through links — this never affects our recommendations. Read our full methodology →

Data sources: Official ราคา pages, G2.com, Capterra.com. Prices and ratings verified April 2026. We update our top 50 comparisons monthly. Read our methodology

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