Kashoo vs Wave (2026): Which ฟรี or Low-Cost Accounting App Wins?
By Alex Chen · นักวิเคราะห์ SaaS · อัพเดท เมษายน 11, 2026 · Based on hands-on bookkeeping tests
คำตอบใน 30 วินาที
เลือก Waveif you're a freelancer or small ธุรกิจ wanting free accounting — its core invoicing, bookkeeping, and receipt scanning cost literally nothing. เลือก Kashooif you deal with international clients in multiple currencies and want a cleaner interface with better customer support. Wave ชนะ 5-3 overall, but Kashoo's multi-currency support is a genuine differentiator for international businesses.
คำตัดสินของเรา
Wave
- Core accounting, invoicing, receipts are free
- Payroll add-on available ($20/เดือน + $6/employee)
- Clean, modern interface
- Limited multi-currency support
- Payment processing fees (2.9% + $0.60)
- Limited live customer support
เจาะลึก: Wave full analysis
ฟีเจอร์ ภาพรวม
Wave's ธุรกิจ model is brilliant — the core accounting, invoicing, and receipt scanning are genuinely free with no feature restrictions. Wave makes money on payment processing (2.9% + $0.60 per card transaction) and the optional payroll add-on. For freelancers and small ธุรกิจ doing พื้นฐาน bookkeeping, there's literally no catch.
ราคา Breakdown (April 2026)
| Feature | Price | รายละเอียด |
|---|---|---|
| Accounting + Invoicing | $0 | Unlimited invoices, receipt scanning |
| Payment Processing | 2.9% + $0.60 | Per card transaction |
| Payroll | $20/เดือน + $6/employee | US and Canada only |
Who Should เลือก Wave?
- ฟรีlancers and solopreneurs wanting zero-cost bookkeeping
- US/Canada small ธุรกิจ needing payroll integration
- New ธุรกิจ where budget is the top constraint
- Anyone who works primarily in a single currency
Kashoo
- 150+ currencies with auto exchange rates
- Simple, clean interface
- Better customer support (email + chat)
- $20/เดือน — not free like Wave
- No payroll feature
- Smaller user community
เจาะลึก: Kashoo full analysis
ฟีเจอร์ ภาพรวม
Kashoo's standout feature is multi-currency support — handling 150+ currencies with automatic exchange rate updates. For freelancers invoicing clients in USD, EUR, and GBP, this alone justifies the $20/เดือน. The interface is also noticeably cleaner than Wave's, which can feel cluttered at times.
ราคา Breakdown (April 2026)
| Plan | Price | รายละเอียด |
|---|---|---|
| Kashoo (single plan) | $20/เดือน | All ฟีเจอร์ included, ไม่จำกัด invoices |
Who Should เลือก Kashoo?
- International freelancers invoicing in multiple currencies
- Small ธุรกิจ with clients across countries
- Anyone who wants a simple, clean accounting interface
- Businesses that value responsive customer support
Side-by-Side Comparison
| Category | Kashoo | Wave | ผู้ชนะ |
|---|---|---|---|
| ราคา | $20/เดือน (all features) | ฟรี (accounting + invoicing core) | ✔ Wave |
| Multi-Currency | 150+ currencies with auto rates | Limited multi-currency support | ✔ Kashoo |
| Invoicing | Unlimited invoices | Unlimited invoices + better templates | ✔ Wave |
| Receipt Scanning | Mobile app capture | ฟรี receipt scanning included | ✔ Wave |
| Payroll | Not available | $20/เดือน + $6/employee (US/Canada) | ✔ Wave |
| Customer Support | Email + chat with real agents | Help center + chatbot (limited live) | ✔ Kashoo |
| Interface | Clean, simple design | Good but can feel cluttered | ✔ Kashoo |
| Ease of Use | Simple onboarding | Faster setup, more intuitive | ✔ Wave |
● Kashoo ชนะ 3 · ● Wave ชนะ 5 · Based on 4,400+ user reviews
Which do you use?
ใครควรเลือกอะไร?
→ เลือก Wave if:
You're just starting out and want free accounting software. You're US or Canada based and work primarily in a single currency. You want to add payroll later without switching platforms. Budget is your primary constraint.
→ เลือก Kashoo if:
You deal with international clients in multiple currencies. You want a clean, simple interface and are willing to pay $20/เดือน for it. You prefer paid software with dedicated customer support over a free tool with จำกัด help.
→ ควรหลีกเลี่ยงทั้งคู่ถ้า:
You need ขั้นสูง inventory management, project-based billing, or tax ระบบอัตโนมัติ — look at QuickBooks ($30/เดือน) or Xero ($15/เดือน) instead. Both Kashoo and Wave are meant for simple bookkeeping.
Best For Different Needs
Also ข้อเสียidered
We evaluated several other tools in this category before focusing on Wave vs Kashoo. Here are the runners-up and why they didn't make our final comparison:
คำถามที่พบบ่อย
ความเห็นบรรณาธิการ
Honest take: if you're a freelancer in the US or Canada billing in one currency, just use Wave. It's free and it works. The only time I'd recommend Kashoo is if you're invoicing clients in 3+ currencies regularly — the auto exchange rate feature alone ช่วยประหยัด hours of manual work each month. Don't overthink this one.
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Our วิธีการวิจัย
We tested both accounting platforms with real ธุรกิจ transactions over 3 weeks, evaluating invoicing, receipt scanning, multi-currency handling, reporting, and ease of setup. We analyzed 4,400+ reviews from G2, Capterra, and accounting community forums. ราคา verified April 2026.
Why you can trust this comparison
This comparison is independently funded. No vendor paid for placement or influenced our scores. Ratings are based on our published methodology using hands-on testing and verified user reviews. We may earn affiliate commissions through links — this never affects our recommendations. Read our full methodology →
Related Resources
Data sources: Official ราคา pages, G2.com, Capterra.com. Prices and ratings verified April 2026. We update our top 50 comparisons monthly. Read our methodology
Ready to simplify your bookkeeping?
Wave is free to start. Kashoo ให้บริการ a ทดลองใช้ฟรี. ลอง both risk-free.
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