Build Your SaaS Stack

Pick one tool per category. See your total cost instantly.

Quick Start Templates

👥

CRM

📋

Project Management

💬

Communication

📧

Email Marketing

🎨

Design

☁️

Cloud Storage

📊

Analytics

⚡

Automation

Monthly Cost

$0/user

Annual Cost

$0/user/yr

Free tools: 0/8100% Free!

Editor's Take

Most startups overspend on SaaS by $200-400/mo simply because they sign up for paid tiers before hitting free-plan limits. My advice? Start with the $0 stack. Upgrade only when a specific tool actively blocks your workflow. The "Growing Team" preset above is where most 5-15 person teams land -- and at $47/mo per user, it is genuinely competitive. If you are spending over $100/user/mo, you should audit whether every tool is earning its keep.

Built with data from

1,006+ comparisons

Pricing verified April 2026

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Frequently Asked Questions

How accurate are these prices?

Prices are per-user, per-month based on publicly listed rates as of April 2026. Actual costs may vary with team size, billing cycle (annual plans are usually 15-25% cheaper), and add-on features.

Can I really run a business on a $0 stack?

Yes. Every tool in the "Startup Stack" template has a genuinely usable free tier. HubSpot Free CRM supports up to 1 million contacts. ClickUp Free has unlimited tasks. Canva Free covers 90% of design needs. You will only need to upgrade when you hit collaboration limits or need advanced features.

What is missing from this calculator?

This shows base per-user costs. It does not include one-time setup fees, overage charges, add-on modules, or volume discounts. For detailed hidden-fee breakdowns, check our individual comparison pages.